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2:59
YouTube
Mr.Mortgage101
How to save thousands when refinancing a mortgage 💸
Refinacing your mortgage can cost less then you think- Most homeowners don’t realize that refinancing a mortgage can cost 3–4% of the loan balance. On a $500,000 mortgage, that could mean $15,000+ in closing costs. But there are a few strategies that can help you reduce refinance costs and keep more cash in your pocket, including avoiding ...
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A Cash-Out Refinance Can Help — Or Hurt — Your Finances.
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Cash-Out Refinances Explained Less Than 60 Seconds 💰
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A cash-out refinance lets homeowners tap into their equity — but knowing how it works matters.
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Before you do a cash-out refinance, watch this first! 👀
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Exploring 10 and 15 Year Mortgages
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Refinancing Tips: How We Saved Over $100,000
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stephanie.schutt
0:29
I had a client who needed to refinance her home as part of her divorce decree. Simple enough on the surface, except she was receiving child support income that was going into a joint account, which didn't meet loan guidelines. We didn't have enough income history in her own account to use it for qualification. She got it done, but not the way she wanted. Her father had to come on as a co-borrower to make it work. If she had come to me six months earlier, we could have fixed the account situation
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Most homeowners pay for their house twice: 🏠 once for the house 🏦 once for the interest And a 30-year mortgage? It’s not a “loan.” It’s a profit machine. 😮💨 Borrow $500k and you can pay back $1M over time. Here’s a simple way to break the cycle (without refinancing): 👇 1️⃣ Take your principal interest payment only (not taxes/insurance) 2️⃣ Divide by 6 3️⃣ Make that amount as a mid-month principal-only payment ✅ Why it works: interest compounds on the remaining balance. So hitting principal
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