An FHA loan is a mortgage insured by the Federal Housing Administration. FHA loans are helpful for buyers with limited savings or lower credit scores. Some or all of the mortgage lenders featured on ...

The U.S. government shutdown that began on October 1, 2025, is creating uncertainty across many sectors. One area feeling the ...

A non-qualified mortgage is a loan that doesn't follow the underwriting standards of the CFPB. Read on to find out why that ...

FHA loans are government-backed mortgages designed to help individuals with lower credit scores or limited down payments, including first-time homebuyers. They typically require a minimum credit score ...

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...

PMI is a type of insurance that protects the lender, not the borrower, in case the homeowner defaults on a conventional loan.

HFA loans are mortgages available through state housing finance agencies. These loans are geared toward first-time homebuyers and commonly offer down payment assistance. HFA borrowers typically must ...

Giulia Carbonaro is a Newsweek reporter based in London, U.K. Her focus is on the U.S. economy, housing market, property insurance market, local and national politics. She has previously extensively ...

Because they're guaranteed by the U.S. Department of Agriculture, USDA loans don't require a down payment or private mortgage insurance. That makes them a great option for first-time homebuyers ...