The report put the average American FICO credit score at 715, down from 717 in 2024. The average credit score hasn’t fallen 2 points since April 2009, in the midst of the Great Recession, when it ...

Subprime auto loans — loans for borrowers with bad credit or no credit history to help them buy a car — are big business in ...

Understand the credit score effect of delayed payments. Your credit score is your creditworthiness and repayment history. The ...

Your credit doesn't automatically change when you get married. Credit reports and scores remain separate, but shared accounts can impact your credit.

The ongoing federal government shutdown postponed the release of the monthly jobs report, adding to economic uncertainty.

The mortgage system has relied on FICO as its sole credit-scoring model for decades to figure out how likely a potential borrower is to pay back a loan on time. That FICO credit score impacted not ...

Many Americans pay bills on time but still see little credit score improvement — here's what really works for a stronger ...

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

LightStream offers lower starting rates than Upstart, which can mean major savings for borrowers with strong credit. Its annual percentage rates (APRs) range from 6.49% to 24.89%, while Upstart’s ...

Rent-reporting platforms let renters build credit by reporting on-time payments, helping first-time buyers and newcomers improve mortgage eligibility.

While the government plays a big part in the economy, history shows that the lasting effects of shutdowns are limited.

You might use these apps every day, but have no idea what they collect. These 20 apps are quietly harvesting your location, ...