An individual retirement account, more commonly referred to as an IRA, is a good place to save for your retirement. Once you reach a certain age, though, you'll have to start taking a minimum amount ...

A required minimum distribution, or RMD, is the amount of money that the IRS requires you to withdraw annually from certain retirement plans the year after you turn 73 years old. After decades of ...

An individual retirement account, more commonly referred to as an IRA, is a good place to save for your retirement. Once you reach a certain age, though, you’ll have to start taking a minimum amount ...

While you avoid taxes initially, they are required on accounts like an IRA when withdrawals are made in retirement. If you don't need to access your funds, the IRS still requires a minimum to be ...

Although you can't avoid taxes without giving up something else, you can minimize and postpone your tax burden. You’ll also still want to maximize your returns and minimize your risk, no matter what ...

Required minimum distributions (RMDs) are the minimum amounts you must withdraw from your retirement accounts, including traditional IRAs and 401(k)s, once you reach age 73. The amount you have to ...

That’s the top question I receive when I’m out and about talking about retirement portfolio planning, including some of the safe spending rate research that our team has been producing since 2021.

Will you be 73 (or older) in 2025? And, do you have any money in a traditional IRA, 401(k), or other workplace retirement account? If you answered yes to both questions, you'll soon need to take at ...