Downside risk refers to the potential for an investment to decrease in value. Unlike general risk, which considers both upward and downward price movements, downside risk focuses solely on the ...

In many cases, the insurance companies buy their own insurance policies, from super-insurance companies, to help spread out the risk of a localized disaster even further.

August 24, 2025 7:00 am - Effective preparation for disasters requires analyzing threats based on probability, severity, and location. Learn how to b ...

Outside risk expert Himanshu Grover at the University of Washington called FEMA’s effort “a good tool, a good start,” but one with flaws, such as final scores that seem to downplay disaster ...