Discover how recoverable depreciation in home insurance covers replacement costs, impacts claims, and ensures full recovery of your belongings' value.

The average cost of homeowners insurance in the U.S. is $2,424 per year for $300,000 in dwelling coverage, according to Bankrate data. Of course, that's just a nationwide average: In states like ...

This Louisiana resident expects to pay 45 percent more for home insurance this year. Similar increases are hitting homeowners across the state, where insurance costs have exploded over the past four ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Scott Olson / Getty Image Insurers ...

Home insurance is getting more expensive in the United States, and insurers are pulling back from some regions as the cost of disasters grows. That trend is stretching the limits of what ordinary ...

The state’s uphill battle to draw insurers back could prove a template—or cautionary tale—for other disaster-prone states.

With new home sales expected to rise, insurance costs and availability can derail closings. Learn how embedded insurance helps builders close on time.