I've maxed out my Roth IRA every year since 2017. Here's my real balance after 10 years -- and what it could grow to by retirement.

Charly Stoever makes a lump sum investment into their Roth IRA each January, even if it makes up a large chunk of their income.

Roth IRAs are among the best retirement accounts available because of their unique tax break. Instead of contributions being deductible like a 401(k) or traditional IRA, contributions are made after ...

Key Takeaways A mega backdoor Roth uses after‑tax 401(k) contributions plus conversions to move much more into Roth each year ...

A retiree’s ability to exert some control over their taxes in retirement is greatly increased when their retirement portfolio includes accounts with different tax characteristics. When businesses ...

Everyone's finances have wrinkles. Debt with very high interest (credit cards with fees of 15-25%) may simply reduce savings at a faster rate than investments increase. Settlement of a high-interest ...

Roth vs Traditional: compare today’s marginal vs future effective tax rates. Roth accounts offer planning flexibility. Read ...

Choosing between investing in a 401(k), IRA or taxable account comes down to your financial goals, risk tolerance and financial situation. Determining whether you should max out your 401(k) before ...

Learn the differences between the SEP IRA and the solo 401(k) to decide which retirement plan suits your small business.