Learn how to use an annuity table to calculate the present value of payments with examples and formulas. Ideal for financial professionals and individuals planning investments.

Find out how the annuity formula works and how to calculate present and future value. Get a simple breakdown of key concepts.

We can use a simple formula to calculate the present value of a perpetuity annuity. This formula will tell us what a perpetuity is worth based on a discount rate, or a required rate of return.

Find out how to use Microsoft Excel to calculate the present value of a fixed annuity, including a calculation example. The calculation doesn't account for taxes.

How to Calculate Annuities Using Excel. Annuities represent a loan or investment which offer monthly fixed payments until the account is depleted or paid off.

Here's how to calculate the present value of a perpetual annuity that promises to pay flat or growing annual payments with helpful examples.