Forbes contributors publish independent expert analyses and insights. I am passionate about pensions, recessions, IRAs and retirement. Recent changes by the IRS have perked up interest in companies ...

If you're fortunate enough to have a pension at work, make sure you make the most of it. Having enough income in retirement is a primary concern for everyone approaching the end of their careers.

I’m often asked how to invest a lump sum of new cash. Should this money be invested in the markets all at once or dollar-cost averaged (DCA) over time? The answer depends on several factors: where the ...

James Chen, CMT is an expert trader, investment adviser, and global market strategist. Doretha Clemons, Ph.D., MBA, PMP, has been a corporate IT executive and professor for 34 years. She is an adjunct ...

Troy Segal is an editor and writer. She has 20+ years of experience covering personal finance, wealth management, and business news. Andy Smith is a Certified Financial Planner (CFP®), licensed ...

As one approaches retirement, if you're lucky enough to be the beneficiary of a pension plan, there is often a big decision to make regarding choosing an annuity or taking a rollover of a lump sum ...

Dollar-cost averaging is an investment strategy where an investor allocates a fixed amount of money to invest in a particular asset at regular intervals, regardless of the asset's price. This approach ...

Whether you've received an inheritance, redundancy payment or bonus, investing a lump sum wisely can transform your financial future. Our guide walks you through the essential steps, from preparation ...

Taking up to 25 per cent from your pension free of tax is a popular perk at retirement – so speculation that it could come under threat in the Budget is causing widespread dismay. Savers typically use ...