As a credit cardholder, it's likely that you've come across the term "annual percentage rate." Even if you have a rough idea of how APR works and what it is, you may still have questions about how it ...

Credit cards with 0% annual percentage rates (APR) provide the advantage of avoiding interest payments on purchases, balance transfers or both for a limited duration. However, it's important to note ...

Learn how much a balance transfer could save you in interest -- with real numbers and a quick way to find the right card.

APR is deliberately confusing and compounds daily. Read disclosure boxes, use 0% offers strategically, and make multiple monthly payments to minimize interest costs. When you see "18.99% APR" ...

What 0% APR means is that you can make purchases and pay no interest for a period of nine, 12, or even 15 months after opening a business credit card. This means you don't need to pay the balance in ...

Last month while I was working on a story about the credit-card industry, I realized I didn’t know the APR on my own credit card. As a personal-finance reporter, this felt like a cardinal sin, so I ...

Balance transfer credit cards can be your best friend. Pick a repayment strategy and stick to it. Cut down on your spending and consider a side hustle. Credit card debt can feel overwhelming, ...