Average FICO score sheds 2 points in 2025. Who's seeing the largest drop?

The national average FICO score fell, reflecting difficulties Americans face in staying financially afloat. See which group has dropped most.

Map Shows Average Credit Score In Every US State

A strong score usually leads to better loan terms and lower interest rates, whereas a weak score can limit (or even stop) ...

Credit Scores Are Down—The Biggest One-Year Drop Since the Financial Crisis

The average FICO credit score fell in 2025—the largest drop since 2009—as student loan delinquencies returned after pandemic protections ended.
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FICO reports drop in national average credit score, now at 715

Financial experts have warned the drop marks the biggest since the Great Recession and could spell economic trouble for the middle class.

U.S. credit scores suffer largest 2-year drop since Great Recession

The new national average is 715, down from 718 two years ago, as household debt climbs and inflation bites. After more than a ...
AOL

Here's the Credit Score Range You Need to Get the Best Mortgage Rate

The wild, Wild West days of mortgage interest rates crashing below 3% are long gone -- and will likely remain long gone for a long time. But the good news is that with the Fed set to cut the federal ...