“Often I get invitations from credit cards or lenders to check my credit and it states ‘it won’t impact your credit.’ How is that possible?” The credit card invitations you are receiving are likely ...

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

Credit scores remain important during retirement for insurance rates and housing applications, while seniors become prime ...

When you apply for credit, a lender is likely to check your credit file or, to use a more technical term, perform a credit inquiry. A credit inquiry is a lender's request to access your credit history ...

Fact checked by Brendan HarknessFact checked by Brendan Harkness If you’re applying for a new travel rewards card or a new apartment, you may have to undergo a credit check. Whether that credit check ...

Retirement doesn’t protect your credit score. Learn how to lock down your finances, block scammers, and keep your nest egg safe.