Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

A high credit score (above 720) means the applicant is trustworthy and the lender can comfortably offer huge amount of loan ...

Throughout life, there are many important numbers to know: your birthdate, your social security number and your anniversary, but none may be able to impact your future quite as much as your credit ...

The festive season is the best time to buy consumer durables, gadgets, etc. Merchants and banks offer discounts and cash back ...

Debt is a double-edged sword. When wielded wisely, it can open doors to opportunities such as homeownership, education and financial flexibility. Mismanaged, it can weigh you down and derail your ...

Ah credit scores, the adult version of a GPA. Isn't it incredible to think about how little we learned about this elusive number in school? As someone who was required to take an economics course in ...

You’ve got big financial plans for 2023. Maybe they include buying a home or car, or getting a new travel rewards credit card to help pay for your next trip. There’s a key piece of these plans you may ...

Having no or minimal credit history means you don’t have a credit score at all. This is different from having a low credit score, which can stem from having negative information on your credit reports ...

Rent-reporting platforms let renters build credit by reporting on-time payments, helping first-time buyers and newcomers improve mortgage eligibility.