The biggest advantage of Roth IRAs is that all your qualified withdrawals during retirement -- every single penny you contributed plus all of the money made from growth and dividends -- will be ...

Oh boy! Did I get your attention? You say, “But Kelly! I thought all Roth IRA distributions were tax free!” I say, “Not so fast, Sparky.” This is embarrassing. I used to think like you. Then I got my ...

I have to take RMDs this year. How do I decide if I should convert that money into an existing Roth? What needs to be ...

Transferring funds from a pre-tax retirement account such as an IRA to an after-tax Roth IRA is a move many retirement savers ...

If you need an immediate tax break, a Roth IRA won't give you one. And if you're looking at potentially writing the IRS a ...

The signature Republican policy law, the One Big Beautiful Bill Act, will have a big effect on retirement planning.

A CFP explains how to convert a $1.6M 401(k) to a Roth IRA without triggering high taxes, plus tips on timing, tax brackets, ...

Retirement plans such as 401(k)s and IRAs are powerhouse savings accounts, giving you a tax break either when you contribute to the account or when you withdraw your money — plus taxes are deferred ...

As financial advisors, our heroics don’t typically make for riveting dinner conversation, but in our daily duties, we frequently step in and save the day. We wield advanced modeling tools to optimize ...

Learn why retirement savers often choose to use an IRA for their savings. Note the benefits of IRAs, such as how they impact taxes & other retirement accounts.

Why is 24/7 Wall St. covering this? You worked hard for your money all your life so keeping the greatest part of it out of ...

A Roth IRA and traditional IRA both have the same goal: to help you save for retirement and ensure you don’t spend your golden years struggling to make ends meet. The key difference between a Roth and ...